AV-X04
EMI Calculator
Loan EMI, total interest and a monthly amortisation schedule, with prepayment options and CSV download.
● Runs on your device; nothing is uploadedHow to use it
- Enter the Loan amount (₹) and Interest rate (% per year).
- Enter the Tenure in years or months, and optionally the First EMI month.
- For prepayment, add a Lump sum with its EMI no., or an Extra every month.
- Choose Keep EMI, shorten loan or Keep tenure, lower EMI.
- Review the schedule and click Download schedule (CSV).
Limits
- Tenure
- 1–600 months (50 years)
- Interest rate
- up to 100 % per year
Features
- Reducing balance with monthly rests
- Total interest, total paid and principal/interest split
- Month-by-month amortisation schedule, labelled by month when a start is set
- Interest and months saved by prepayment
- CSV export of the schedule with totals
For AI agents: avtools_emi_calculator
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