VIII · Everyday
VIII · EverydayAV-X04

AV-X04

EMI Calculator

Loan EMI, total interest and a monthly amortisation schedule, with prepayment options and CSV download.

● Runs on your device; nothing is uploaded

How to use it

  1. Enter the Loan amount (₹) and Interest rate (% per year).
  2. Enter the Tenure in years or months, and optionally the First EMI month.
  3. For prepayment, add a Lump sum with its EMI no., or an Extra every month.
  4. Choose Keep EMI, shorten loan or Keep tenure, lower EMI.
  5. Review the schedule and click Download schedule (CSV).

Limits

Tenure
1–600 months (50 years)
Interest rate
up to 100 % per year
Features
  • Reducing balance with monthly rests
  • Total interest, total paid and principal/interest split
  • Month-by-month amortisation schedule, labelled by month when a start is set
  • Interest and months saved by prepayment
  • CSV export of the schedule with totals

For AI agents: avtools_emi_calculator

AV-X04 · EMI Calculator

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